0% APR options available. Same-day approval decisions. Finance any project from $1,500 to $75,000 — no prepayment penalties, no home equity required.
Spread your roofing cost over 24, 36, or 60 months at competitive rates. No home equity required. Quick online application.
Pay zero interest for 18 months on qualifying projects. Available for full replacements and storm-damage repairs over $4,000.
Maximize affordability with extended 84-month or 120-month terms. Best for larger projects where keeping monthly payment low is the priority.
A licensed RoofRepair.co inspector assesses your roof and provides a detailed written estimate with itemized scope.
Select the financing option that fits your monthly budget. Our team walks you through the options without pressure.
Online application takes under 5 minutes. Most applicants receive an approval decision the same day, often within hours.
Funds go directly to RoofRepair.co. You make monthly payments to the lender. Your new roof is installed on schedule.
Our lending partners accept a range of credit profiles. While the lowest APR options require good credit (660+), we have programs available for applicants with scores down to 580. Apply to see your specific options.
Yes — financing can cover your deductible or any out-of-pocket costs not covered by insurance. Many homeowners use financing to upgrade to Class 4 IR shingles beyond the insurance replacement scope.
The minimum financed amount is $1,500. Emergency repairs, pipe boot replacements, and partial repairs can all qualify, as can larger full replacements up to $75,000.
The initial pre-qualification check uses a soft inquiry that does not affect your credit score. A formal application uses a hard inquiry, which may have a small short-term impact.
With 0% APR for 18 months, your balance accrues zero interest for 18 months. A minimum monthly payment is required. If you pay the full balance before 18 months, you pay zero interest total.
No prepayment penalty on any of our financing programs. You can pay off your balance early at any time with no additional fee. Many homeowners pay off early once their tax refund arrives.
Financing offered through third-party lending partners. Subject to credit approval. Rates and terms subject to change.